Health & Dental Insurance
Expenses like dental care and check-ups, prescription drugs, eyeglasses, hospital accommodations, chiropractor appointments, and more, will now be covered. And because we appreciate the diversity of our membership, you can tailor your plan to fit your specific needs and those of your family.
The plans are available either as Dental only or as both Dental and Health. Each plan can then be customized with higher coverage levels and an increased range of benefits, depending on your needs.
The premiums for these plans are both affordable and tax deductible (as either a business expense or personal medical expense).
For more details, please log into your member portal on CAPIC Connect to contact The Shepherd's Group.
Do I need to get Super Visa travel Insurance?
When you leave your home country, insurance from your country of origin is almost certainly invalid inside Canada. Accidents do happen, so if you get sick or injured while here, and need to go to a hospital, it could cost you about $2,000 - $3,000 minimum per day, plus prescription drugs. Without insurance, you could face years of debt, paying off the costs of treatment for an illness or accident you may suffer while travelling in Canada.
It is a type of visa that allows parents and grandparents to stay up to 2 years in Canada per visit without working rights. It is valid for up to 10 years and is available for parents and grandparents of permanent residents or Canadian citizens.
Yes. Applicants need to purchase and show proof of Canadian medical insurance or Super Visa travel insurance that meets the requirements.
Super Visa travel insurance is somewhat similar to standard travel insurance, However, there are two main differences:
- Super Visa travel insurance must be valid for a minimum of 1 year
- The minimum coverage is $100,000
- No waiting period if insurance is purchased prior to arrival in Canada
- 48 hours waiting period on sickness if policy is purchased within 60 days of arrival in Canada
- 7 days waiting period on sickness if policy is purchased 61 days or more after arrival in Canada
- Emergency medical treatment, whether in-patient or out-patient
- Services of physician, surgeon, anesthetist, registered nurse
- X-rays and laboratory services and rental of medical appliances
- Non-emergency treatment up to $3,000
- Ambulance services
- Prescription drugs up to $10,000 or a limit of 30-day supply
- Up to $4,000 for accident and up to $600 dental plan